# D'Vine Casa Creciente by Adam Timothy Home > Luxury Vacation Rental in the Heart of Puerto Vallarta Romantic Zone ## Posts - [What Makes a House a Home?](https://dvine603.com/what-makes-a-house-a-home/): There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us. Whether it’s sharing memories […] - [What To Expect From the Housing Market in 2023](https://dvine603.com/what-to-expect-from-the-housing-market-in-2023/): The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before […] - [Format Testing](https://dvine603.com/format-testing/): This is normal. This is bold.   Italics baby.   This is a list Bottom Line No matter what, be yourself. - [Homeowners Still Have Positive Equity Gains over the Past 12 Months](https://dvine603.com/homeowners-still-have-positive-equity-gains-over-the-past-12-months/): If you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here’s how it happened and what it means for you, even as the market moderates. Equity is the current value of your home minus what you owe on the loan. Because there was […] - [Mortgage Rates Are Dropping. What Does That Mean for You?](https://dvine603.com/mortgage-rates-are-dropping-what-does-that-mean-for-you/): Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), […] - [2023 Housing Market Forecast [INFOGRAPHIC]](https://dvine603.com/2023-housing-market-forecast-infographic/): Some Highlights From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation. If you’re thinking of buying or selling a home this year, let’s connect so you understand where the housing market is headed in 2023. - [Planning to Retire? It Could Be Time To Make a Move.](https://dvine603.com/planning-to-retire-it-could-be-time-to-make-a-move/): If you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs. Fortunately, you may be in a better position to make a move than you realize. Here are a […] - [When disaster strikes: Hurricane Harvey](https://dvine603.com/when-disaster-strikes-hurricane-harvey/): Wesley Miller ​​​​​​​Editor’s note: This post is part of a new series about the impacts natural disasters have on a region’s public health, economic activity, and individual decision-making. While the papers cited in the posts extend beyond natural disasters in Texas, the results will be contextualized to the state’s population. For more about this series, click […] - [You May Have More Negotiation Power When You Buy a Home Today](https://dvine603.com/you-may-have-more-negotiation-power-when-you-buy-a-home-today/): Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from […] - [Ready To Sell? Today’s Housing Supply Gives You Two Opportunities.](https://dvine603.com/ready-to-sell-todays-housing-supply-gives-you-two-opportunities/): At first glance, the increase in housing supply compared to last year may not sound like good news for prospective sellers, but it actually gives you two key opportunities in today’s housing market. An article from Calculated Risk helps put the inventory gains the market has seen in 2022 into perspective by comparing it to recent […] - [What Every Seller Should Know About Home Prices](https://dvine603.com/what-every-seller-should-know-about-home-prices/): If you’re trying to decide whether or not to sell your house, recent headlines about home prices may be top of mind. And if those stories have you wondering what that means for your home’s value, here’s what you really need to know. What’s Really Happening with Home Prices? It’s possible you’ve seen news stories […] - [Reasons To Sell Your House This Season [INFOGRAPHIC]](https://dvine603.com/reasons-to-sell-your-house-this-season-infographic/): Some Highlights If you’re planning to make a move but aren’t sure if now’s the right time, here are a few reasons why you shouldn’t wait to sell your house. The supply of homes for sale, while growing, is still low today. Plus, serious buyers are out looking right now, and many are hoping to avoid falling into the rental trap for another year. Let’s connect to determine if selling your house before the new year is the right move for you. - [Homeownership Is an Investment in Your Future](https://dvine603.com/homeownership-is-an-investment-in-your-future/): There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it’s a smart decision to buy now or if it makes more sense to wait it out. As Bob Broeksmit, President and CEO of the Mortgage Bankers Association (MBA), explains: “The desire for homeownership is strong. […] - [Key Advantages of Buying a Home Today](https://dvine603.com/key-advantages-of-buying-a-home-today/): There’s no doubt buying a home today is different than it was over the past couple of years, and the shift in the market has led to advantages for buyers today. Right now, there are specific reasons that make this housing market attractive for those who’ve thought about buying but have sidelined their search due […] - [What’s Going on with Home Prices? Ask a Professional.](https://dvine603.com/whats-going-on-with-home-prices-ask-a-professional/): If you’re thinking about buying or selling a home this year, you may have questions about what’s happening with home prices today as the market cools. In the simplest sense, nationally, experts don’t expect prices to come crashing down, but the level of home price moderation will depend on factors like supply and demand in […] - [Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market](https://dvine603.com/prioritizing-your-wants-and-needs-as-a-homebuyer-in-todays-market/): There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a purchase this […] - [Winter Home Selling Checklist [INFOGRAPHIC]](https://dvine603.com/winter-home-selling-checklist-infographic/): Some Highlights As you get ready to sell your house, focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal. This list will help you get started, but don’t forget, a real estate professional will provide other helpful tips based on your specific situation. Let’s connect so you have advice on what you may want to do to get your house ready to sell this season. - [What You Want To Know If You’re Pursuing Your Dream of Homeownership](https://dvine603.com/what-you-want-to-know-if-youre-pursuing-your-dream-of-homeownership/): If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report […] - [Why There Won’t Be a Flood of Foreclosures Coming to the Housing Market](https://dvine603.com/why-there-wont-be-a-flood-of-foreclosures-coming-to-the-housing-market/): With the rapid shift that’s happened in the housing market this year, some people are raising concerns that we’re destined for a repeat of the crash we saw in 2008. But in truth, there are many key differences between what’s happening today and the bubble in the early 2000s. One of the reasons this isn’t […] - [3 Ways You Can Use Your Home Equity](https://dvine603.com/3-ways-you-can-use-your-home-equity/): If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan has almost $300,000 in equity […] - [Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays](https://dvine603.com/your-house-could-be-the-1-item-on-a-homebuyers-wish-list-during-the-holidays/): Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting until the new year to go back on the market. The truth is many buyers want to purchase […] - [Home Sweet Home: The Emotional Benefits of Homeownership [INFOGRAPHIC]](https://dvine603.com/home-sweet-home-the-emotional-benefits-of-homeownership-infographic/): Some Highlights While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move. Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to your community and loved ones, and is an achievement to feel proud of. Let’s connect today to discuss all that homeownership has to offer. - [Thank You for Your Support](https://dvine603.com/thank-you-for-your-support/) - [What Buyers Need To Know About the Inventory of Homes Available for Sale](https://dvine603.com/what-buyers-need-to-know-about-the-inventory-of-homes-available-for-sale/): If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there are more homes for […] - [What Homeowners Want To Know About Selling in Today’s Market](https://dvine603.com/what-homeowners-want-to-know-about-selling-in-todays-market/): If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it’s not the peak intensity we saw during the pandemic, we’re still in a sellers’ market. That means you haven’t missed your window. Realtor.com explains: “. . . while prospective home sellers […] - [Mortgage Rates Will Come Down, It’s Just a Matter of Time](https://dvine603.com/mortgage-rates-will-come-down-its-just-a-matter-of-time/): This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power […] - [Should You Update Your House Before You Sell? Ask a Real Estate Professional. [INFOGRAPHIC]](https://dvine603.com/should-you-update-your-house-before-you-sell-ask-a-real-estate-professional-infographic/): Some Highlights You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever. That’s why it’s essential to lean on a real estate professional who has in-depth knowledge of today’s housing market. They know what buyers are looking for and how to highlight any upgrades you make. Let’s connect so you know where to focus your efforts so your house will stand out in a today’s market. - [More People Are Finding the Benefits of Multigenerational Households Today](https://dvine603.com/more-people-are-finding-the-benefits-of-multigenerational-households-today/): If you’re thinking of buying a home and living with siblings, parents, or grandparents, then multigenerational living may be for you. The Pew Research Center defines a multigenerational household as a home with two or more adult generations. And the number of individuals choosing multigenerational living has increased over the past 50 years. As you […] - [When disaster strikes: Hurricane Katrina](https://dvine603.com/when-disaster-strikes-hurricane-katrina/): Wesley Miller ​​​Editor’s note: This post is part of a new series about the impacts natural disasters have on a region’s public health, economic activity, and individual decision-making. While the papers cited in the posts extend beyond natural disasters in Texas, the results will be contextualized to the state’s population. For more about this series, […] - [Top Questions About Selling Your Home This Winter](https://dvine603.com/top-questions-about-selling-your-home-this-winter/): There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the data that helps answer them – so you can make a […] - [Why It May Be Time To Add Newly Built Homes to Your Search](https://dvine603.com/why-it-may-be-time-to-add-newly-built-homes-to-your-search/): If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built home, you may have even more options and […] - [Home Equity: A Source of Strength for Homeowners Today](https://dvine603.com/home-equity-a-source-of-strength-for-homeowners-today/): Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says: “. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter […] - [When disaster strikes](https://dvine603.com/when-disaster-strikes/): Wesley Miller​​​In May 2022, the National Oceanic and Atmospheric Administration (NOAA) forecasted the seventh consecutive year of above-average Atlantic hurricane activity. Despite 16 days remaining in hurricane season, NOAA’s prediction proved accurate, with ten hurricanes and an additional six named storms resulting in $53 billion in damages and hundreds of deaths. Fortunately for Texans, the […] - [VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]](https://dvine603.com/va-loans-making-homes-for-the-brave-achievable-infographic/): Some Highlights VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house. Homeownership is the American Dream. One way we can honor and thank our veterans is to ensure they have the best information about the benefits of VA home loans. - [VA Loans Can Help Veterans Achieve Their Dream of Homeownership](https://dvine603.com/va-loans-can-help-veterans-achieve-their-dream-of-homeownership/): For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying […] - [What’s Ahead for Mortgage Rates and Home Prices?](https://dvine603.com/whats-ahead-for-mortgage-rates-and-home-prices/): Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your […] - [The Majority of Americans Still View Homeownership as the American Dream](https://dvine603.com/the-majority-of-americans-still-view-homeownership-as-the-american-dream/): Buying a home is a powerful decision, and it remains a key part of the American Dream. In fact, the 2022 Consumer Insights Report from Mynd found the majority of people polled still view homeownership as a key life achievement. Let’s explore just a few of the reasons why so many Americans continue to value […] - [Key Factors Affecting Home Affordability Today](https://dvine603.com/key-factors-affecting-home-affordability-today/): Every time there’s a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have climbed this year. And while it’s true rates have risen dramatically, it’s important to remember they aren’t the only factor in the affordability equation. Here […] - [Homeownership Wins Over Time [INFOGRAPHIC]](https://dvine603.com/homeownership-wins-over-time-infographic/): Some Highlights If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 2% since 1991. Homeownership wins in the long run. If you’re ready to buy a home, let’s connect today. - [Do You Believe Homeownership Is Out of Reach? Maybe It Doesn’t Have To Be.](https://dvine603.com/do-you-believe-homeownership-is-out-of-reach-maybe-it-doesnt-have-to-be/): It turns out, millennials aren’t the renter generation after all. The 2022 Consumer Insights Report from Mynd says there’s a portion of millennial and Gen Z buyers who are pursuing homeownership as a way to build their wealth, but it may not be exactly the way previous generations have done it. The study explains how […] - [Sell Your House Before the Holidays](https://dvine603.com/sell-your-house-before-the-holidays/): As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, […] - [3 Trends That Are Good News for Today’s Homebuyers](https://dvine603.com/3-trends-that-are-good-news-for-todays-homebuyers/): While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home. As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here are just a few trends […] - [Taking the Fear out of Saving for a Home](https://dvine603.com/taking-the-fear-out-of-saving-for-a-home/): If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter.  And to do that, turn to trusted real estate professionals. […] - [Applying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC]](https://dvine603.com/applying-for-a-mortgage-doesnt-have-to-be-scary-infographic/): Some Highlights Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pre-approved and begin your home search. Any major life change can be scary, and buying a home is no different. Let’s connect so you have an advisor by your side to take fear out of the equation. - [Millennials Are Still a Driving Force of Today’s Buyer Demand](https://dvine603.com/millennials-are-still-a-driving-force-of-todays-buyer-demand/): If you’re thinking about selling your house but wondering if buyers are still out there, know that there are still people who are searching for a home to buy today. And your house may be exactly what they’re looking for. While the millennial generation has been dubbed the renter generation, that namesake may not be […] - [3 Graphs Showing Why Today’s Housing Market Isn’t Like 2008](https://dvine603.com/3-graphs-showing-why-todays-housing-market-isnt-like-2008/): With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s […] - [What Happens to Housing when There’s a Recession?](https://dvine603.com/what-happens-to-housing-when-theres-a-recession/): Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would rebound quickly. As the 2022 […] - [Pre-Approval Is a Critical First Step on Your Homebuying Journey](https://dvine603.com/pre-approval-is-a-critical-first-step-on-your-homebuying-journey/): If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. What Is Pre-Approval? To better understand why […] - [3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]](https://dvine603.com/3-questions-you-may-be-asking-about-selling-your-house-today-infographic/): Some Highlights If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale. You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home? Let’s connect so you can get answers to these questions and learn about the opportunities you still have in today’s housing market. - [What’s Ahead for Home Prices?](https://dvine603.com/whats-ahead-for-home-prices/): As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most likely […] - [Should You Still Buy a Home with the Latest News About Inflation?](https://dvine603.com/should-you-still-buy-a-home-with-the-latest-news-about-inflation/): While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession. You’re likely feeling the impact in your day-to-day life as you watch the cost […] - [The Latest on Supply and Demand in Housing](https://dvine603.com/the-latest-on-supply-and-demand-in-housing/): Over the past two years, the substantial imbalance of low housing supply and high buyer demand pushed home sales and buyer competition to new heights. But this year, things are shifting as supply and demand reach an inflection point. The graph below helps tell the story of just how different things are today. This year, […] - [The Emotional and Non-financial Benefits of Homeownership](https://dvine603.com/the-emotional-and-non-financial-benefits-of-homeownership/): With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership. Homeowners Can Make Their […] - [Tips For First-Time Homebuyers [INFOGRAPHIC]](https://dvine603.com/tips-for-first-time-homebuyers-infographic/): Some Highlights If you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall. Connect with a lender to get pre-approved, prioritize your wish list, consider condos, and expand your search radius. Your first home is out there. Let’s connect to explore your options and what other first-time buyers are doing to find their homes. - [Want To Buy a Home? Now May Be the Time.](https://dvine603.com/want-to-buy-a-home-now-may-be-the-time/): There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced, now may be your opportunity. The number of homes for sale in the U.S. has been growing over the past four months as rising mortgage rates […] - [What’s Causing Ongoing Home Price Appreciation?](https://dvine603.com/whats-causing-ongoing-home-price-appreciation/): If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth will moderate due to the shifting market, ongoing appreciation is expected. That means home prices won’t fall. Here’s a look at two key reasons experts […] - [Think Home Prices Are Going To Fall? Think Again](https://dvine603.com/think-home-prices-are-going-to-fall-think-again/): Over the last two years, the rate of home prices appreciated at a dramatic pace. While that led to incredible equity gains for homeowners, it’s also caused some buyers to wonder if home prices will fall. It’s important to know the housing market isn’t a bubble about to burst, and home price growth is supported […] - [Should You Buy a Home with Inflation This High?](https://dvine603.com/should-you-buy-a-home-with-inflation-this-high/): While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet at the gas pump or the grocery store, but that news may also leave you wondering: should I still buy a home right […] - [Wondering Where You’ll Move if You Sell Your House Today?](https://dvine603.com/wondering-where-youll-move-if-you-sell-your-house-today/): If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. That’s because today’s market is undergoing a shift, and the supply of homes for sale is increasing as a result. That means […] - [Housing Experts Say This Isn’t a Bubble](https://dvine603.com/housing-experts-say-this-isnt-a-bubble/): With so much talk about an economic slowdown, some people are asking if the housing market is heading for a crash like the one in 2008. To really understand what’s happening with real estate today, it’s important to lean on the experts for reliable information. Here’s why economists and industry experts say the housing market […] - [Should I Buy a Home Right Now?](https://dvine603.com/should-i-buy-a-home-right-now/): If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait? While no one can answer that question for you, here’s some information that could help you make your decision. The Future of Home Price Appreciation Each quarter, […] - [The Drop in Mortgage Rates Brings Good News for Homebuyers](https://dvine603.com/the-drop-in-mortgage-rates-brings-good-news-for-homebuyers/): Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline as welcome news. Freddie Mac reports that the average 30-year […] - [Video: Home Price Appreciation Helps Build Your Wealth](https://dvine603.com/video-home-price-appreciation-helps-build-your-wealth/): Home Price Appreciation Helps Build Your Wealth For the next five years, experts say home prices will continue to rise. Let’s connect if you’re ready to invest in homeownership and grow your wealth.Watch Now - [How Your Equity Can Grow over Time](https://dvine603.com/how-your-equity-can-grow-over-time/): It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says: “The stunning jump in home values over the course of the Covid-19 pandemic has given U.S. homeowners record amounts of housing wealth.” That’s great for your […] - [Is Homeownership Still the American Dream?](https://dvine603.com/is-homeownership-still-the-american-dream/): Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, homeownership remains a key part of the American dream. Your home is your stake in the […] - [Happy Independence Day](https://dvine603.com/happy-independence-day/) - [Real Estate Consistently Voted Best Investment [INFOGRAPHIC]](https://dvine603.com/real-estate-consistently-voted-best-investment-infographic/): Some Highlights Based on a recent Gallup poll, real estate has been rated the best long-term investment for nine years in a row. Owning real estate is more than just a place to call home. It’s also an investment in your future. That’s because it’s typically a stable and secure asset that can grow in value over time. If you’re ready to buy a home and invest in your future, let’s connect. - [Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC]](https://dvine603.com/why-an-agent-is-essential-when-pricing-your-house-infographic/): Some Highlights - [History Proves Recession Doesn’t Equal a Housing Crisis [INFOGRAPHIC]](https://dvine603.com/history-proves-recession-doesnt-equal-a-housing-crisis-infographic/): Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice – minimally in the early 90s and then by nearly 20% during the housing crash in 2008. If you have questions, let’s connect to discuss why today’s […] - [Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC]](https://dvine603.com/dont-let-rising-inflation-delay-your-homeownership-plans-infographic-2/): Some Highlights If recent headlines about rising inflation are making you wonder if it’s still a good time to buy, here’s what experts have to say. Housing is an asset that typically grows in value. Plus, your mortgage helps stabilize your monthly housing costs, and buying protects you from rising rents. Experts say owning a home is historically a good hedge […] - [The One Thing Every Homeowner Needs To Know About a Recession](https://dvine603.com/the-one-thing-every-homeowner-needs-to-know-about-a-recession/): A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value. The National Bureau of Economic Research (NBER) defines a recession this way: “A recession is […] - [Why the Growing Number of Homes for Sale Is Good for Your Move Up](https://dvine603.com/why-the-growing-number-of-homes-for-sale-is-good-for-your-move-up/): Are you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there’s something you should know. The number of homes coming onto the market is increasing and that could make it easier for you to move up this summer. […] - [A Key Opportunity for Homebuyers](https://dvine603.com/a-key-opportunity-for-homebuyers/): There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intensity and frequency of bidding wars. But those two things have reached a turning point. […] - [Two Reasons Why Today’s Housing Market Isn’t a Bubble](https://dvine603.com/two-reasons-why-todays-housing-market-isnt-a-bubble/): You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is in a bubble. The results indicate […] - [Three Tips for First-Time Homebuyers](https://dvine603.com/three-tips-for-first-time-homebuyers/): Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing market today, how much you need to save, and where to […] - [What Are the Best Options for Today’s First-Time Homebuyers?](https://dvine603.com/what-are-the-best-options-for-todays-first-time-homebuyers-2/): If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold. If you partner with a trusted real estate […] - [How Homeownership Can Help Shield You from Inflation](https://dvine603.com/how-homeownership-can-help-shield-you-from-inflation/): If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases you have planned to […] - [What Are the Best Options for Today’s First-Time Homebuyers?](https://dvine603.com/what-are-the-best-options-for-todays-first-time-homebuyers/): If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold. If you partner with a trusted real estate […] - [The Top Reasons To Own Your Home [INFOGRAPHIC]](https://dvine603.com/the-top-reasons-to-own-your-home-infographic/): Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can also provide financial stability and help you grow your net worth. Are you ready to experience all the […] - [Homeownership Could Be in Reach with Down Payment Assistance Programs](https://dvine603.com/homeownership-could-be-in-reach-with-down-payment-assistance-programs/): A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good news is there are many down payment […] - [2022 Housing Market Forecast [INFOGRAPHIC]](https://dvine603.com/2022-housing-market-forecast-infographic/): Some Highlights What does the rest of the year hold for the housing market? Here’s what experts have to say about what lies ahead. Home prices are projected to rise and so are mortgage rates. Experts are also forecasting another strong year for home sales as people move to meet their changing needs. Let’s connect so you can make your best move this year. - [Owning Is More Affordable than Renting in the Majority of the Country](https://dvine603.com/owning-is-more-affordable-than-renting-in-the-majority-of-the-country/): If you were thinking about buying a home this year, but already pressed pause on your plans due to rising home prices and increasing mortgage rates, there’s something you should consider. According to the latest report from ATTOM Data, owning a home is more affordable than renting in the majority of the country. The 2022 Rental Affordability Report says: “. . . Owning a median-priced home […] - [The Dream of Homeownership Is Worth the Effort](https://dvine603.com/the-dream-of-homeownership-is-worth-the-effort/): If you’re in the market to buy a home this season, stick with it. Homebuyers face challenges in any market, and today’s is no exception. But if you persevere, your decision to purchase a home will be worth the effort in the end. In fact, a recent survey from Bankrate shows homeownership is so powerful that: “Nearly three in […] - [First-time homebuyers and the bank of mom and dad](https://dvine603.com/first-time-homebuyers-and-the-bank-of-mom-and-dad/): Clare Losey First-time homebuyers generally lack the money to make large down payments on a home. According to the Survey of Consumer Finances, the medi​an net worth of renters measured $6,300 in 2019. Meanwhile, U.S. Census Bureau data indicate that nearly half of all renters in the U.S. were younger than 30; an additional quarter were 30-44 years […] - [Three housing market signals worth watching](https://dvine603.com/three-housing-market-signals-worth-watching/): Clare Losey​Housing markets give off clues signifying where they may be headed, so real estate professionals need to pay attention to them, particularly during periods of persistent fluctuation, transition, or uncertainty. Here are three indicators that are especially worth watching over the coming months. High Home Price AppreciationIt’s hardly a secret that home prices have […] - [Is Solar Energy Worth It? Consider These Factors](https://dvine603.com/is-solar-energy-worth-it-consider-these-factors-before-going-solar/): As you contemplate the possibility of going solar, remember that while it holds tremendous potential, its benefits should be weighed against the challenges and limitations inherent to your situation. Evaluating costs, potential savings, and local context is essential. Consulting experts can help you make an informed choice tailored to your needs. - [Why the Median Home Price Is Meaningless in Today’s Market](https://dvine603.com/why-the-median-home-price-is-meaningless-in-todays-market/): The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week. - [A Drop in Equity Doesn’t Mean Low Equity](https://dvine603.com/a-drop-in-equity-doesnt-mean-low-equity/): You may see media coverage talking about a drop in homeowner equity. What’s important to understand is that equity is tied closely to home values. So, when home prices appreciate, you can expect equity to grow. And when home prices decline, equity does too. Here’s how this has played out recently. Home prices rose rapidly […] - [Your Needs Matter More Than Today’s Mortgage Rates](https://dvine603.com/your-needs-matter-more-than-todays-mortgage-rates/): If you’re thinking about selling your house right now, chances are it’s because something in your life has changed. And, while things like mortgage rates are a key part of your decision on what you’ll buy next, it’s important to not lose sight of the reason you want to make a change in the first […] - [Why You Can’t Compare Now to the ‘Unicorn’ Years of the Housing Market [INFOGRAPHIC]](https://dvine603.com/why-you-cant-compare-now-to-the-unicorn-years-of-the-housing-market-infographic/): Comparing housing market metrics from one year to another can be challenging in a normal housing market – and the last few years have been anything but normal. In a way, they were 'unicorn' years. - [The Main Reason Mortgage Rates Are So High](https://dvine603.com/the-main-reason-mortgage-rates-are-so-high/): Today’s mortgage rates are top-of-mind for many homebuyers right now. - [Real Estate Is Still Considered the Best Long-Term Investment](https://dvine603.com/real-estate-is-still-considered-the-best-long-term-investment/): With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. - [Reasons To Own Your Home [INFOGRAPHIC]](https://dvine603.com/reasons-to-own-your-home-infographic/): June is National Homeownership Month, and it’s a perfect time to think about all the benefits that come with owning your home. - [The True Value of Homeownership](https://dvine603.com/the-true-value-of-homeownership/): Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging. - [Keys to Success for First-Time Homebuyers](https://dvine603.com/keys-to-success-for-first-time-homebuyers/): Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. - [Today’s Real Estate Market: The ‘Unicorns’ Have Galloped Off](https://dvine603.com/todays-real-estate-market-the-unicorns-have-galloped-off/): Comparing real estate metrics from one year to another can be challenging in a normal housing market. - [Remember and Honor Those Who Gave All](https://dvine603.com/remember-and-honor-those-who-gave-all/) - [The Benefits of Selling Now, According to Experts](https://dvine603.com/the-benefits-of-selling-now-according-to-experts/): If you’re trying to decide if now’s the time to sell your house, here’s what you should know. - [Owning a Home Helps Protect Against Inflation](https://dvine603.com/owning-a-home-helps-protect-against-inflation/): You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more. - [Why Buying a Vacation Home Beats Renting One This Summer](https://dvine603.com/why-buying-a-vacation-home-beats-renting-one-this-summer/): For many of us, visiting the same vacation spot every year is a summer tradition that’s fun, relaxing, and restful. - [Powerful Job Market Fuels Homebuyer Demand](https://dvine603.com/powerful-job-market-fuels-homebuyer-demand/): The spring housing market has been surprisingly active this year. - [What You Need To Know About Home Price News](https://dvine603.com/what-you-need-to-know-about-home-price-news/): The National Association of Realtors (NAR) will release its latest Existing Home Sales Report tomorrow. - [Partners in life and business, building community](https://dvine603.com/partners-in-life-and-business-building-community/): Never would we have imagined building a business together. A world of working and living together. Making decisions about major real estate deals in the same space we decide what to plant in our community garden plot. Or what to feed @aaliyahlanee. But we did and we do. And it turns out we are really […] - [The Worst Home Price Declines Are Behind Us [INFOGRAPHIC]](https://dvine603.com/the-worst-home-price-declines-are-behind-us-infographic/): While home prices vary by local area, they’ve already hit their low point nationally, and now they’re starting to rise again. - [The Impact of Inflation on Mortgage Rates](https://dvine603.com/the-impact-of-inflation-on-mortgage-rates/): If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve. - [It May Be Time To Consider a Newly Built Home](https://dvine603.com/it-may-be-time-to-consider-a-newly-built-home/): If you’re looking to buy a house, you may find today’s limited supply of homes available for sale challenging. - [Reasons To Sell Your House Today [INFOGRAPHIC]](https://dvine603.com/reasons-to-sell-your-house-today-infographic/): Not sure if selling your house is the right move today? You should know there are a number of reasons it still makes sense to sell now.Your house will stand out because inventory is low. That’s why the number of offers on recently sold homes is on the rise. And most homeowners have a lot of equity that can fuel a move. - [Ways To Overcome Affordability Challenges in Today’s Housing Market [INFOGRAPHIC]](https://dvine603.com/ways-to-overcome-affordability-challenges-in-todays-housing-market-infographic/): With so few homes on the market right now, widening the scope of your search to include nearby areas could help you find more options in your budget.You can also work with a trusted lender to consider alternative financing options and search for down payment assistance. - [Why Today's Foreclosure Numbers Are Nothing Like 2008](https://dvine603.com/why-todays-foreclosure-numbers-are-nothing-like-2008/): You’ve likely seen headlines about the number of foreclosures climbing in today’s housing market. - [The Three Factors Affecting Home Affordability Today](https://dvine603.com/the-three-factors-affecting-home-affordability-today/): There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers. - [What Are the Experts Saying About the Spring Housing Market?](https://dvine603.com/what-are-the-experts-saying-about-the-spring-housing-market/): The housing market’s been going through a lot of change lately, and there’s been uncertainty surrounding what will happen this spring. - [The Power of Pre-Approval](https://dvine603.com/the-power-of-pre-approval/): If you’re buying a home this spring, today’s housing market can feel like a challenge. - [Why You May Want an Energy-Efficient Home [INFOGRAPHIC]](https://dvine603.com/why-you-may-want-an-energy-efficient-home-infographic/): Since inflation is increasing the cost of goods and services, it may make sense to look for an energy-efficient home.Energy prices have increased over the last year, so look for energy-efficient features in your home search. - [Protest Your Property Taxes](https://dvine603.com/protest-your-property-taxes/): If you believe the market value of your property is incorrect, you have the right to protest that value. But do it as soon as possible to beat the deadlines. - [What’s the Difference Between a Home Inspection and an Appraisal?](https://dvine603.com/whats-the-difference-between-a-home-inspection-and-an-appraisal/): If you're planning to buy a home, an inspection is an important step in the process. - [Falling out of Love with Your House? It May Be Time To Move.](https://dvine603.com/falling-out-of-love-with-your-house-it-may-be-time-to-move/): Owning a home means having a place that’s solely your own and provides the space, features, and location you and your loved ones need. - [5 Reasons Millennials Are Buying Homes](https://dvine603.com/5-reasons-millennials-are-buying-homes/): In the United States, there are over 72 million millennials. - [Think Twice Before Waiting for Lower Home Prices](https://dvine603.com/think-twice-before-waiting-for-lower-home-prices/): As the housing market continues to change, you may be wondering where it’ll go from here. - [Home Inspections for Sellers: What You Need To Know [INFOGRAPHIC]](https://dvine603.com/home-inspections-for-sellers-what-you-need-to-know-infographic/): The inspection is a major part of the home selling process.Many buyers used to waive inspections to be more competitive with their offer, but recently, inspections and repairs are becoming popular again. - [Want To Sell Your House This Spring? Price It Right.](https://dvine603.com/want-to-sell-your-house-this-spring-price-it-right/): Over the last year, the housing market’s gone through significant change.  - [Your Tax Refund Can Help You Achieve Your Homebuying Goals](https://dvine603.com/your-tax-refund-can-help-you-achieve-your-homebuying-goals/): Have you been saving up to buy a home this year?  - [The Big Advantage If You Sell This Spring](https://dvine603.com/the-big-advantage-if-you-sell-this-spring/): Thinking about selling your house? - [Homebuyer Activity Shows Signs of Warming Up for Spring](https://dvine603.com/homebuyer-activity-shows-signs-of-warming-up-for-spring/): The spring season appears to be warming up in housing as more and more buyers enter the market.  - [The Key Advantage of Investing in a Home [INFOGRAPHIC]](https://dvine603.com/the-key-advantage-of-investing-in-a-home-infographic/): Buying a home is a major way to build wealth and gain financial stability.That’s why, across different income levels, the largest part of most homeowners’ net worth is their equity. - [Trying To Buy a Home? Hang in There.](https://dvine603.com/trying-to-buy-a-home-hang-in-there/): We’re still in a sellers’ market. - [Why Aren’t Home Prices Crashing?](https://dvine603.com/why-arent-home-prices-crashing/): There have been a lot of shifts in the housing market recently. - [Two Reasons You Should Sell Your House](https://dvine603.com/two-reasons-you-should-sell-your-house/): Wondering if you should sell your house this year?  - [How Changing Mortgage Rates Can Affect You](https://dvine603.com/how-changing-mortgage-rates-can-affect-you/): The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. - [Facts About Closing Costs [INFOGRAPHIC]](https://dvine603.com/facts-about-closing-costs-infographic/): If you’re thinking about buying a home, be sure to plan for closing costs.Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more. - [We’re in a Sellers’ Market. What Does That Mean?](https://dvine603.com/were-in-a-sellers-market-what-does-that-mean/): Even though activity in the housing market has slowed from the frenzy we saw over a year ago, today’s low supply of homes for sale is still a sellers’ market. - [4 Key Tips for Selling Your House This Spring](https://dvine603.com/4-key-tips-for-selling-your-house-this-spring/): Spring has arrived, and that means more and more people are getting their homes ready to sell. - [How Homeownership Is Life Changing for Many Women](https://dvine603.com/how-homeownership-is-life-changing-for-many-women/): Throughout Women’s History Month, we reflect on the impact women have in our lives, and that includes impact on the housing market.  - [Get Ready: The Best Time To List Your House Is Almost Here](https://dvine603.com/get-ready-the-best-time-to-list-your-house-is-almost-here/): If you’re thinking about selling this spring, it’s time to get moving – the best week to list your house is fast approaching.  - [Have You Thought About Why You Might Want To Sell Your House? [INFOGRAPHIC]](https://dvine603.com/have-you-thought-about-why-you-might-want-to-sell-your-house-infographic/): If you’re on the fence about selling your house, it’s worth considering all the reasons why moving could make sense for you.If you find your home no longer meets your needs, it may be time to sell. - [Why Buying a Home Is a Sound Decision](https://dvine603.com/why-buying-a-home-is-a-sound-decision/): If you’re thinking about buying a home, you want to know the decision will be a good one.  - [Reasons To Consider Condos in Your Home Search](https://dvine603.com/reasons-to-consider-condos-in-your-home-search/): Are you having trouble finding a home that fits your needs and your budget?  - [The Role of Access in Selling Your House](https://dvine603.com/the-role-of-access-in-selling-your-house-2/): Once you’ve made the decision to sell your house and have hired a real estate agent to help, they’ll ask how much access to your home you want to give potential buyers. - [The Role of Access in Selling Your House](https://dvine603.com/the-role-of-access-in-selling-your-house/): Once you’ve made the decision to sell your house and have hired a real estate agent to help, they’ll ask how much access to your home you want to give potential buyers. - [What’s Ahead for Home Prices in 2023](https://dvine603.com/whats-ahead-for-home-prices-in-2023/): Over the past year, home prices have been a widely debated topic.  - [Here’s Why the Housing Market Isn’t Going To Crash [INFOGRAPHIC]](https://dvine603.com/heres-why-the-housing-market-isnt-going-to-crash-infographic/): Some HighlightsToday’s housing market is different than it was in 2008.Lending standards have tightened, foreclosures have declined, home inventory is much lower, and homeowners have far more equity. - [What Buyer Activity Tells Us About the Housing Market](https://dvine603.com/what-buyer-activity-tells-us-about-the-housing-market/): Though the housing market is no longer experiencing the frenzy of a year ago, buyers are showing their interest in purchasing a home.  - [Balancing Your Wants and Needs as a Homebuyer This Spring](https://dvine603.com/balancing-your-wants-and-needs-as-a-homebuyer-this-spring/): Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years. - [An Expert Gives You Clarity in Today’s Housing Market](https://dvine603.com/an-expert-gives-you-clarity-in-todays-housing-market/): The housing market has been going through shifts lately. That’s why it’s so important to work with an industry professional who can be your guide throughout the process. A real estate expert uses their knowledge of what’s really happening with home prices, housing supply, expert projections, and more to give you the best advice. - [Leverage Your Equity When You Sell Your House](https://dvine603.com/leverage-your-equity-when-you-sell-your-house/): One of the benefits of being a homeowner is that you build equity over time.  - [Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]](https://dvine603.com/buying-a-home-may-make-more-sense-than-renting-infographic/): Some HighlightsIf you’re trying to decide whether to rent or buy a home, there are a few things you should consider.Homeownership can help you escape the cycle of rising rents, builds your wealth, and serves as a hedge against inflation. - [4 Tips for Making Your Best Offer on a Home](https://dvine603.com/4-tips-for-making-your-best-offer-on-a-home/): Are you planning to buy a home this spring? - [2 Things Sellers Need To Know This Spring](https://dvine603.com/2-things-sellers-need-to-know-this-spring/): A lot has changed over the past year, and you might be wondering what’s in store for the spring housing market.  - [Could a Multigenerational Home Be the Right Fit for You?](https://dvine603.com/could-a-multigenerational-home-be-the-right-fit-for-you/): During the pandemic, many of us reexamined the meaning of home for ourselves and our loved ones.  - [Is It Really Better To Rent Than To Own a Home Right Now?](https://dvine603.com/is-it-really-better-to-rent-than-to-own-a-home-right-now/): You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on. - [Where Will You Go After You Sell Your House? [INFOGRAPHIC]](https://dvine603.com/where-will-you-go-after-you-sell-your-house-infographic/): Some Highlights If you’re thinking of selling your house, be sure to explore all the options you have for your next home. Both newly built homes and existing homes offer plenty of unique benefits. - [Equity Gains for Today’s Homeowners](https://dvine603.com/equity-gains-for-todays-homeowners/): Today’s homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you’re a homeowner, your net worth got a boost over the past few years thanks to rising home prices. Here’s what it means for you, even as the market moderates. - [An Expert Makes All the Difference When You Sell Your House](https://dvine603.com/an-expert-makes-all-the-difference-when-you-sell-your-house/): If you’re thinking of selling your house, it’s important to work with someone who understands how the market is changing and what it means for you. Here are five reasons working with a professional can ensure you’ll get the most out of your sale. - [$200,000 Isn’t What it Used to Be](https://dvine603.com/200000-isnt-what-it-used-to-be/): Dr. Adam Perdue ​​When are $159,776, $200,000, and $250,350 all equal? When you’re talking about housing over time. A recent RECON article discussed the disappearance of new homes selling for less than $200,000 in Texas. In the article, I mentioned inflation played a role in the reduction of affordable homes. Let’s talk about that. As […] - [Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance](https://dvine603.com/spring-into-action-boost-your-homes-curb-appeal-with-expert-guidance/): To sell your home this spring, it may need more preparation than it would have a year or two ago. Today’s housing market has a different feel. There are more homes for sale than there were at this time last year, but inventory is still historically low. So, if a house has been sitting on the market for a while, that’s a sign it may not be hitting the mark for potential buyers. But here’s the thing. Right now, homes that are updated and priced at market value are still selling fast. - [The Spring Housing Market Could Be a Sweet Spot for Sellers [INFOGRAPHIC]](https://dvine603.com/the-spring-housing-market-could-be-a-sweet-spot-for-sellers-infographic/): Some Highlights The biggest challenge in the housing market is how few houses there are for sale compared to the number of people who want to buy. The number of homes for sale is up from last year but below pre-pandemic numbers, and that means we’re still in a sellers’ market. - [What You Should Know About Closing Costs](https://dvine603.com/what-you-should-know-about-closing-costs/): Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for. - [How Experts Can Help Close the Gap in Today’s Homeownership Rate](https://dvine603.com/how-experts-can-help-close-the-gap-in-todays-homeownership-rate/): As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an important experience to talk about, along with how it can make all the difference for diverse homebuyers to work with the right real estate experts. - [The Top Reasons for Selling Your House](https://dvine603.com/the-top-reasons-for-selling-your-house/): Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And while today’s rates have started coming down from last year’s peak, they’re still higher than they were a couple of years ago. - [You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]](https://dvine603.com/you-may-not-need-as-much-as-you-think-for-your-down-payment-infographic/): Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%. - [Experts Forecast a Turnaround in the Housing Market in 2023](https://dvine603.com/experts-forecast-a-turnaround-in-the-housing-market-in-2023/): The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year. - [Lower Mortgage Rates Are Bringing Buyers Back to the Market](https://dvine603.com/lower-mortgage-rates-are-bringing-buyers-back-to-the-market/): As mortgage rates rose last year, activity in the housing market slowed down. And as a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on selling. - [Homeownership Builds Your Wealth over Time [INFOGRAPHIC]](https://dvine603.com/homeownership-builds-your-wealth-over-time-infographic/): Some Highlights If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term. - [The 3 Factors That Affect Home Affordability](https://dvine603.com/the-3-factors-that-affect-home-affordability/): If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares: - [Want To Sell Your House? Price It Right.](https://dvine603.com/want-to-sell-your-house-price-it-right/): Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains: - [A Majority of Consumers Say It’s a Good Time To Sell Your House](https://dvine603.com/a-majority-of-consumers-say-its-a-good-time-to-sell-your-house/): If you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, and today’s mortgage rates in order to time it just right. - [Pre-Approval in 2023: What You Need To Know](https://dvine603.com/pre-approval-in-2023-what-you-need-to-know/): One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: - [Have Home Values Hit Bottom?](https://dvine603.com/have-home-values-hit-bottom/): Whether you’re already a homeowner or you’re looking to become one, the recent headlines about home prices may leave you with more questions than answers. News stories are talking about home prices falling, and that’s raising concerns about a repeat of what happened to prices in the crash in 2008. - [Think Twice Before Waiting for 3% Mortgage Rates](https://dvine603.com/think-twice-before-waiting-for-3-mortgage-rates/): Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans. - [What Past Recessions Tell Us About the Housing Market](https://dvine603.com/what-past-recessions-tell-us-about-the-housing-market/): It doesn’t matter if you’re someone who closely follows the economy or not, chances are you’ve heard whispers of an upcoming recession. Economic conditions are determined by a broad range of factors, so rather than explaining them each in depth, let’s lean on the experts and what history tells us to see what could lie ahead. As Greg McBride, Chief Financial Analyst at Bankrate, says: - [Key Terms To Know When Buying a Home [INFOGRAPHIC]](https://dvine603.com/key-terms-to-know-when-buying-a-home-infographic/): Some Highlights Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process. If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel confident throughout the homebuying process. - [Is It Time To Sell Your Second Home?](https://dvine603.com/is-it-time-to-sell-your-second-home/): During the pandemic, second homes became popular because of the rise in work-from-home flexibility. That’s because owning a second home, especially in the luxury market, allowed those homeowners to spend more time in their favorite places or with different home features. Keep in mind, a luxury home isn’t only defined by price. In a recent article, Investopedia shares additional factors that push a home into this category: location, such as a home on the water or in a desirable city, and features, the things that make the home itself feel luxurious. - [Today’s Housing Market Is Nothing Like 15 Years Ago](https://dvine603.com/todays-housing-market-is-nothing-like-15-years-ago/): There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking at key variables now compared to the last housing cycle, there are significant differences. - [The Truth About Negative Home Equity Headlines](https://dvine603.com/the-truth-about-negative-home-equity-headlines/): Home equity has been a hot topic in real estate news lately. And if you’ve been following along, you may have heard there’s a growing number of homeowners with negative equity. But don’t let those headlines scare you. - [[:en]Your Market Knowledge Will Determine Your Success in 2023 [LIVE WEBINAR][:]](https://dvine603.com/enyour-market-knowledge-will-determine-your-success-in-2023-live-webinar/): [:en][:] - [Tips To Reach Your Homebuying Goals in 2023 [INFOGRAPHIC]](https://dvine603.com/tips-to-reach-your-homebuying-goals-in-2023-infographic/): Some Highlights If you’re planning to buy a home in 2023, here are a few things to focus on. Work on your credit and save for a down payment. If saving feels like a challenge, there’s help available. Then, get pre-approved, create a list of desired features, and prioritize them. Let's connect so you have expert advice on how to reach your homebuying goals this year. - [3 Best Practices for Selling Your House This Year](https://dvine603.com/3-best-practices-for-selling-your-house-this-year/): A new year brings with it the opportunity for new experiences. - [When disaster strikes: Winter Storm Uri](https://dvine603.com/when-disaster-strikes-winter-storm-uri/): Wesley Miller ​​​​​​​​​​Editor’s note: This post is part of a new series about the impacts natural disasters have on a region’s public health, economic activity, and individual decision-making. While the papers cited in the posts extend beyond natural disasters in Texas, the results will be contextualized to the state’s population. For more about this series, click […] - [Avoid the Rental Trap in 2023](https://dvine603.com/avoid-the-rental-trap-in-2023/): If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. - [Wondering How Much You Need To Save for a Down Payment?](https://dvine603.com/wondering-how-much-you-need-to-save-for-a-down-payment/): If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don't let a common misconception about how much you need to save make the process harder than it could be. - [What Are Your Goals in the Housing Market This Year?](https://dvine603.com/what-are-your-goals-in-the-housing-market-this-year/): If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus. In the last year, high inflation had a big impact on the economy, the […] - [Here’s to a Wonderful 2023!](https://dvine603.com/heres-to-a-wonderful-2023/) - [Planning To Sell Your House? It’s Critical To Hire a Pro.](https://dvine603.com/planning-to-sell-your-house-its-critical-to-hire-a-pro/): With higher mortgage rates and moderating buyer demand, conditions in the housing market are different today. And if you’re thinking of selling your house, it’s important to understand how the market has changed and what that means for you. The best way to make sure you’re in the know is to work with a trusted […] - [Applying For a Mortgage? Here’s What You Should Avoid Once You Do.](https://dvine603.com/applying-for-a-mortgage-heres-what-you-should-avoid-once-you-do/): While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders […] - [Confused About What’s Going on in the Housing Market? Lean on a Professional.](https://dvine603.com/confused-about-whats-going-on-in-the-housing-market-lean-on-a-professional/): If you’re thinking about buying or selling a home, you probably want to know what’s really happening with home prices, mortgage rates, housing supply, and more. That’s not an easy task considering how sensationalized headlines are today. Jay Thompson, Real Estate Industry Consultant, explains: “Housing market headlines are everywhere. Many are quite sensational, ending with […] - [Financial Fundamentals for First-Time Homebuyers](https://dvine603.com/financial-fundamentals-for-first-time-homebuyers/): Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit […] - [Thank You for All of Your Support](https://dvine603.com/thank-you-for-all-of-your-support/) - [The Gay Scene in Puerto Vallarta: Why So Many Come Back Year After Year](https://dvine603.com/the-gay-scene-in-puerto-vallarta-why-so-many-come-back-year-after-year/): Puerto Vallarta has quietly earned a global reputation as one of the most welcoming and beloved destinations for gay travelers. For decades, LGBTQ+ visitors have returned year after year—not because of hype, but because of how the city makes people feel: relaxed, accepted, and completely at ease. - [Puerto Vallarta vs Cabo San Lucas: Two Iconic Escapes, Two Different Rhythms](https://dvine603.com/puerto-vallarta-vs-cabo-san-lucas-two-iconic-escapes-two-different-rhythms/): Puerto Vallarta and Cabo San Lucas are both legendary beach destinations in Mexico. They both deliver sunshine, warm nights, and unforgettable views. The difference is the *style* of trip you want. Cabo often feels like a polished, resort-forward escape. Puerto Vallarta feels more walkable, more connected, and more like a place you can live in—especially in the Romantic Zone. Neither is “better.” They’re simply different moods. - [Puerto Vallarta vs Cancun: Different Beaches, Different Vibes](https://dvine603.com/puerto-vallarta-vs-cancun-different-beaches-different-vibes-2/): Cancun and Puerto Vallarta are both iconic beach destinations. Both offer sunshine, warm water, and unforgettable trips. The difference is the style of vacation you want: resort-centered ease versus neighborhood-centered exploration. Neither approach is wrong—each simply creates a different kind of memory. - [Puerto Vallarta vs Mexico City: When You’re Ready to Slow Down](https://dvine603.com/elementor-15125/): Mexico City is one of the world’s great capitals—vibrant, layered, and endlessly alive. Puerto Vallarta is a different kind of magic: ocean air, warm nights, and a rhythm that makes you feel lighter. It’s not a competition. It’s a balance—city intensity when you want it, coastal ease when you need it. - [Puerto Vallarta vs Oaxaca: Culture Meets the Coast](https://dvine603.com/puerto-vallarta-vs-cancun-different-beaches-different-vibes/): Oaxaca and Puerto Vallarta are two of Mexico’s most beloved destinations—both deeply memorable, both worth returning to—yet they deliver very different kinds of travel joy. - [Why Homeowners Are Thankful They Own](https://dvine603.com/why-homeowners-are-thankful-they-own/): Countless people have set out on the exciting journey of homeownership. - [Home Prices Still Growing – Just at a More Normal Pace](https://dvine603.com/home-prices-still-growing-just-at-a-more-normal-pace/): If you’re feeling a bit muddy on what’s happening with home prices, that’s no surprise. - [Are There Actually More Homes for Sale Right Now?](https://dvine603.com/are-there-actually-more-homes-for-sale-right-now/): If you’re looking to make a move, you want to be sure you have the latest information on the housing market. - [Is Your House the Top Thing on a Buyer’s Wish List this Holiday Season?](https://dvine603.com/is-your-house-the-top-thing-on-a-buyers-wish-list-this-holiday-season/): This time every year, homeowners who are planning to move have a decision to make: sell now or wait until after the holidays? - [2024 Housing Market Forecast [INFOGRAPHIC]](https://dvine603.com/2024-housing-market-forecast-infographic/): Thinking of buying or selling a house and wondering what the new year holds for the housing market? - [People Are Still Moving, Even with Today’s Affordability Challenges](https://dvine603.com/people-are-still-moving-even-with-todays-affordability-challenges/): If you're thinking about buying or selling a home, you might have heard that it’s tough right now because mortgage rates are higher than they’ve been over the past few years, and home prices are rising. - [The Latest 2024 Housing Market Forecast](https://dvine603.com/the-latest-2024-housing-market-forecast/): The new year is right around the corner, and you might be wondering if 2024 will be the right time to buy or sell a home. - [These Top Cities Show Home Prices Are Still Climbing](https://dvine603.com/these-top-cities-show-home-prices-are-still-climbing/): If you’re considering buying a home or selling your current one to find something that better suits your needs, you may have questions about what’s happening with home prices today.  - [Life-Changing Events That Move the Housing Market](https://dvine603.com/life-changing-events-that-move-the-housing-market/): Life is a journey filled with unexpected twists and turns, like the excitement of welcoming a new addition, retiring and starting a new adventure, or the bittersweet feeling of an empty nest. - [Austin's Bold Move: Eliminating Parking Minimums](https://dvine603.com/austin_eliminates_parking_requirements/): The elimination of parking requirements in Austin marks a substantial shift in urban planning, aiming to foster a less car-dependent city and address housing affordability. While this change offers cost savings and environmental benefits, it also raises concerns about potential parking shortages and the impact on certain groups. As Austin continues to evolve, balancing these diverse needs and perspectives remains a critical task for the city's policymakers and community. - [VA Loans Help Heroes Achieve Homeownership [INFOGRAPHIC]](https://dvine603.com/va-loans-help-heroes-achieve-homeownership-infographic/): VA home loans can help people who served our country become homeowners. - [How VA Loans Can Help Make Homeownership Dreams Come True](https://dvine603.com/how-va-loans-can-help-make-homeownership-dreams-come-true/): VA home loans offer a unique pathway to homeownership for those who have served our country. These loans come with several advantages that can make the home-buying process easier and more affordable. Here are a few key benefits highlighted by the Department of Veterans Affairs. - [Thinking About Using Your 401(k) To Buy a Home?](https://dvine603.com/thinking-about-using-your-401k-to-buy-a-home/): Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You're not alone. - [Homeowner Net Worth Has Skyrocketed](https://dvine603.com/homeowner-net-worth-has-skyrocketed/): If you’re weighing your options to decide whether it makes more sense to rent or buy a home today, here’s one key data point that could help you feel more confident in making your decision. - [Reasons To Sell Your House Before the New Year](https://dvine603.com/reasons-to-sell-your-house-before-the-new-year/): As the year winds down, you may have decided it's time to make a move and put your house on the market. - [The Benefits of Buying a Multi-Generational Home [INFOGRAPHIC]](https://dvine603.com/the-benefits-of-buying-a-multi-generational-home-infographic/): If you’re ready to buy a home but are having a hard time affording it on your own, or, if you have aging loved ones you need to care for, you might want to consider a multi-generational home. - [Don’t Believe Everything You Read About Home Prices](https://dvine603.com/dont-believe-everything-you-read-about-home-prices/): According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months. - [What Are Accessory Dwelling Units and How Can They Benefit You?](https://dvine603.com/what-are-accessory-dwelling-units-and-how-can-they-benefit-you/): Maybe you’re in the market for a home and are having a hard time finding the right one that fits your budget. - [Foreclosures and Bankruptcies Won’t Crash the Housing Market](https://dvine603.com/foreclosures-and-bankruptcies-wont-crash-the-housing-market/): If you've been following the news recently, you might have seen articles about an increase in foreclosures and bankruptcies. - [A Real Estate Agent Helps Take the Fear Out of the Market](https://dvine603.com/a-real-estate-agent-helps-take-the-fear-out-of-the-market/): Do negative headlines and talk on social media have you feeling worried about the housing market? - [Unmasking Scary Myths about Today’s Housing Market [INFOGRAPHIC]](https://dvine603.com/unmasking-scary-myths-about-todays-housing-market-infographic/): Here’s what you really need to know about a few myths causing fear in today’s housing market. - [Affordable Homeownership Strategies for Gen Z](https://dvine603.com/affordable-homeownership-strategies-for-gen-z/): The idea of owning a home has always been a big part of the American Dream. - [Invest in Yourself by Owning a Home](https://dvine603.com/invest-in-yourself-by-owning-a-home/): Are you wondering if it makes sense to buy a home right now? - [The Perks of Selling Your House When Inventory Is Low](https://dvine603.com/the-perks-of-selling-your-house-when-inventory-is-low/): When it comes to selling your house, you’re probably trying to juggle the current market conditions and your own needs as you plan your move. - [Why Home Prices Keep Going Up](https://dvine603.com/why-home-prices-keep-going-up/): If you've ever dreamed of buying your own place, or selling your current house to upgrade, you're no stranger to the rollercoaster of emotions changing home prices can stir up. - [Home Price Growth Is Returning to Normal [INFOGRAPHIC]](https://dvine603.com/home-price-growth-is-returning-to-normal-infographic/): If you're wondering what’s happening with home prices, know they’re still rising, just at a slower pace – and that’s perfectly normal for this time of year. - [The Risks of Selling Your House on Your Own](https://dvine603.com/the-risks-of-selling-your-house-on-your-own/): Are you thinking about selling your house as a For Sale by Owner (FSBO)? - [What Are the Real Reasons You Want To Move Right Now?](https://dvine603.com/what-are-the-real-reasons-you-want-to-move-right-now/): If you're considering selling your house right now, it's likely because something in your life has changed. - [How Buying a Multi-Generational Home Helps with Affordability Today](https://dvine603.com/how-buying-a-multi-generational-home-helps-with-affordability-today/): In today's world of rising housing costs, many buyers are looking for ways to still be able to buy a home. - [Are Higher Mortgage Rates Here To Stay?](https://dvine603.com/are-higher-mortgage-rates-here-to-stay/): Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. - [The Difference Between Renting and Buying a Home [INFOGRAPHIC]](https://dvine603.com/the-difference-between-renting-and-buying-a-home-infographic/): When deciding between buying a home or renting, think about these three important factors. - [Growing Your Net Worth with Homeownership](https://dvine603.com/growing-your-net-worth-with-homeownership/): Take a moment to imagine where you want to be in a few years. - [The Latest Expert Forecasts for Home Prices in 2023](https://dvine603.com/the-latest-expert-forecasts-for-home-prices-in-2023/): Are you thinking about making a move? - [Are Grandparents Moving To Be Closer to Their Grandkids?](https://dvine603.com/are-grandparents-moving-to-be-closer-to-their-grandkids/): During the pandemic, many people distanced themselves from their loved ones for health reasons. - [Key Skills You Need Your Listing Agent To Have](https://dvine603.com/key-skills-you-need-your-listing-agent-to-have/): Selling your house is a big decision. - [How Homeowner Net Worth Grows with Time [INFOGRAPHIC]](https://dvine603.com/how-homeowner-net-worth-grows-with-time-infographic/): If you’re thinking about buying a home this year, be sure to consider the long-term financial advantages of homeownership, like home equity.  - [Are You a Homebuyer Worried About Climate Risks?](https://dvine603.com/are-you-a-homebuyer-worried-about-climate-risks/): The increasing effects of natural disasters are leading to new obstacles in residential real estate. - [Understanding the Benefits of Owning Your First Home](https://dvine603.com/understanding-the-benefits-of-owning-your-first-home/): Are you considering buying your first home? - [Home Prices Are Not Falling](https://dvine603.com/home-prices-are-not-falling/): During the fourth quarter of last year, some housing experts projected home prices were going to crash in 2023. - [Unpacking the Long-Term Benefits of Homeownership](https://dvine603.com/unpacking-the-long-term-benefits-of-homeownership/): If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now. - [Explaining Today’s Low Housing Supply [INFOGRAPHIC]](https://dvine603.com/explaining-todays-low-housing-supply-infographic/): Wondering why the supply of homes for sale is limited today? - [Why Your House Didn’t Sell](https://dvine603.com/why-your-house-didnt-sell/): If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. - [Why Today’s Housing Inventory Shows a Crash Isn’t on the Horizon](https://dvine603.com/why-todays-housing-inventory-shows-a-crash-isnt-on-the-horizon/): You might remember the housing crash in 2008, even if you didn't own a home at the time. - [The Return of Normal Seasonality for Home Price Appreciation](https://dvine603.com/the-return-of-normal-seasonality-for-home-price-appreciation/): If you’re thinking of making a move, one of the biggest questions you have right now is probably: what’s happening with home prices?  - [Beginning with Pre-Approval](https://dvine603.com/beginning-with-pre-approval/): If you’re looking to buy a home this fall, there are a few things you need to know. - [How Remote Work Helps with Your House Hunt [INFOGRAPHIC]](https://dvine603.com/how-remote-work-helps-with-your-house-hunt-infographic/): While remote work peaked during the pandemic, many people still work from home today. - [The Many Non-Financial Benefits of Homeownership](https://dvine603.com/the-many-non-financial-benefits-of-homeownership/): Buying and owning your own home can have a big impact on your life. - [Remote Work Is Changing How Some Buyers Search for Their Dream Homes](https://dvine603.com/remote-work-is-changing-how-some-buyers-search-for-their-dream-homes/): The way Americans work has changed in recent years, and remote work is at the forefront of this shift. - [Your Home Equity Can Offset Affordability Challenges](https://dvine603.com/your-home-equity-can-offset-affordability-challenges/): Are you thinking about selling your house? - [Are More Homes Coming onto the Market?](https://dvine603.com/are-more-homes-coming-onto-the-market/): An important factor shaping today’s market is the number of homes for sale. - [Plenty of Buyers Are Still Active Today [INFOGRAPHIC]](https://dvine603.com/plenty-of-buyers-are-still-active-today-infographic/): Holding off on selling your house because you believe there aren’t any buyers out there? - [Why Is Housing Inventory So Low?](https://dvine603.com/why-is-housing-inventory-so-low/): One question that’s top of mind if you’re thinking about making a move today is: Why is it so hard to find a house to buy? - [Should Baby Boomers Buy or Rent After Selling Their Houses?](https://dvine603.com/should-baby-boomers-buy-or-rent-after-selling-their-houses/): Are you a baby boomer who’s lived in your current house for a long time and you’re ready for a change? - [What Experts Project for Home Prices Over the Next 5 Years](https://dvine603.com/what-experts-project-for-home-prices-over-the-next-5-years/): If you're planning to buy a home, one thing to consider is what experts project home prices will do in the future and how that might affect your investment. - [Planning to Retire? Your Equity Can Help You Make a Move](https://dvine603.com/planning-to-retire-your-equity-can-help-you-make-a-move/): Reaching retirement is a significant milestone in life, bringing with it a lot of change and new opportunities. - [Get Ready for Smaller, More Affordable Homes](https://dvine603.com/get-ready-for-smaller-more-affordable-homes/): Have you been trying to buy a home, but higher mortgage rates and home prices are limiting your options? - [Mortgage Rates: Past, Present, and Possible Future](https://dvine603.com/mortgage-rates-past-present-and-possible-future/): If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. - [How Inflation Affects the Housing Market](https://dvine603.com/how-inflation-affects-the-housing-market/): Have you ever wondered how inflation impacts the housing market? - [Buyer Traffic Is Still Stronger than the Norm](https://dvine603.com/buyer-traffic-is-still-stronger-than-the-norm/): Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? - [Why You May Still Want To Sell Your House After All](https://dvine603.com/why-you-may-still-want-to-sell-your-house-after-all/): Even though you may feel reluctant to sell your house because you don’t want to take on a mortgage rate that’s higher than the one you have now, there’s more to consider. - [Gen Z: The Next Generation Is Making Moves in the Housing Market](https://dvine603.com/gen-z-the-next-generation-is-making-moves-in-the-housing-market/): Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. - [Today’s Housing Market Has Only Half the Usual Inventory [INFOGRAPHIC]](https://dvine603.com/todays-housing-market-has-only-half-the-usual-inventory-infographic/): There are only about half the number of homes for sale compared to the last normal years in the market. - [More Jobs and Better Pay Leads to More Buyer Demand](https://dvine603.com/more-jobs-and-better-pay-leads-to-more-buyer-demand/): There’s been talk about a recession for quite a while now. - [Why You Need a True Expert in Today’s Housing Market](https://dvine603.com/why-you-need-a-true-expert-in-todays-housing-market/): The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. - [Don’t Expect a Wave of Foreclosures [INFOGRAPHIC]](https://dvine603.com/dont-expect-a-wave-of-foreclosures-infographic/): With ongoing high inflation pushing up everyday costs, some people are worried that'll create a flood of foreclosures. Here's why that's unlikely.  - [Don’t Expect a Flood of Foreclosures](https://dvine603.com/dont-expect-a-flood-of-foreclosures/): The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. - [Equity Is a Game Changer for Homeowners Looking To Sell](https://dvine603.com/equity-is-a-game-changer-for-homeowners-looking-to-sell/): If you’re a homeowner, you might be torn on whether or not to sell your house right now. - [Home Prices Are Back on the Rise [INFOGRAPHIC]](https://dvine603.com/home-prices-are-back-on-the-rise-infographic/): Looking at monthly home price data from six expert sources shows the worst home price declines are behind us, and they’re rising again nationally. - [About 11,000 Houses Will Sell Today](https://dvine603.com/about-11000-houses-will-sell-today/): Some homeowners have been waiting for months to put their house on the market because they don’t think people are buying homes right now. - [There's Only Half the Inventory of a Normal Housing Market Today](https://dvine603.com/theres-only-half-the-inventory-of-a-normal-housing-market-today/): Wondering if it still makes sense to sell your house right now? - [Four Ways You Can Use Your Home Equity](https://dvine603.com/four-ways-you-can-use-your-home-equity/): If you’re a homeowner, odds are your equity has grown significantly over the last few years. - [Housing Market Forecast for the Rest of 2023 [INFOGRAPHIC]](https://dvine603.com/housing-market-forecast-for-the-rest-of-2023-infographic/): Want to know what experts say will happen in the rest of 2023? - [Sellers: Don’t Let These Two Things Hold You Back](https://dvine603.com/sellers-dont-let-these-two-things-hold-you-back/): Many homeowners thinking about selling have two key things holding them back. - [Pricing Your House Right Still Matters Today](https://dvine603.com/pricing-your-house-right-still-matters-today/): While this isn’t the frenzied market we saw during the ‘unicorn’ years, homes that are priced right are still selling quickly and seeing multiple offers right now. - [Homebuyers Are Still More Active Than Usual](https://dvine603.com/homebuyers-are-still-more-active-than-usual/): Even though the housing market is no longer experiencing the frenzy that was so characteristic of the last couple of years, it doesn’t mean today’s market is at a standstill. In actuality, buyer traffic is still strong today. The ShowingTime Showing Index is a measure of how much buyers are touring homes. The graph below uses that index to illustrate buyer activity trends over time to help put today into the proper perspective. It shows there’s seasonality in real estate. If you look at the last normal years in the market (shown in gray), there was a consistent pattern as buyer […] - [Tips for Making Your Best Offer on a Home](https://dvine603.com/tips-for-making-your-best-offer-on-a-home/): While the wild ride that was the ‘unicorn’ years of housing is behind us, today’s market is still competitive in many areas because the supply of homes for sale is still low. If you’re looking to buy a home this season, know that the peak frenzy of bidding wars is in the rearview mirror, but you may still come up against some multiple-offer scenarios. - [Don’t Fall for the Next Shocking Headlines About Home Prices](https://dvine603.com/dont-fall-for-the-next-shocking-headlines-about-home-prices/): If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices. They’re basing their negative news by comparing current stats to the last few years. But you can’t compare this year to the ‘unicorn’ years (when home prices reached record highs that were unsustainable). And as prices begin to normalize now, they’re talking about it like it’s a bad thing and making […] - [Foreclosure Numbers Today Aren’t Like 2008](https://dvine603.com/foreclosure-numbers-today-arent-like-2008/): If you’ve been keeping up with the news lately, you’ve probably come across headlines talking about the increase in foreclosures in today’s housing market. This may have left you with some uncertainty, especially if you’re considering buying a home. It’s important to understand the context of these reports to know the truth about what’s happening today. According to a recent report from ATTOM, a property data provider, foreclosure filings are up 2% compared to the previous quarter and 8% since one year ago. While media headlines are drawing attention to this increase, reporting on just the number could actually generate worry […] - [Owning Your Home Helps You Build Wealth](https://dvine603.com/owning-your-home-helps-you-build-wealth/): You may have heard some people say it’s better to rent than buy a home right now. - [Explaining Today’s Mortgage Rates](https://dvine603.com/explaining-todays-mortgage-rates/): If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them.  - [Home Prices Are Rebounding](https://dvine603.com/home-prices-are-rebounding/): If you’re following the news today, you may feel a bit unsure about what’s happening with home prices and fear whether or not the worst is yet to come. - [Renting or Selling Your House: What's the Best Move?](https://dvine603.com/renting-or-selling-your-house-whats-the-best-move/): If you’re a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it.  - [The Benefits of Downsizing for Homeowners [INFOGRAPHIC]](https://dvine603.com/the-benefits-of-downsizing-for-homeowners-infographic/): Downsizing is a popular choice for homeowners when they retire or when their needs change, but with inflation still high, it’s also a way to reduce costs. - [Today’s Housing Inventory Is a Sweet Spot for Sellers](https://dvine603.com/todays-housing-inventory-is-a-sweet-spot-for-sellers/): One of the biggest challenges in the housing market right now is how few homes there are for sale compared to the number of people who want to buy them. - [Two Questions To Ask Yourself if You’re Considering Buying a Home](https://dvine603.com/two-questions-to-ask-yourself-if-youre-considering-buying-a-home/): If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. - [Americans Still View Homeownership as the American Dream](https://dvine603.com/americans-still-view-homeownership-as-the-american-dream/): Everyone’s interpretation of the American Dream is unique and personal. - [Evaluating Your Wants and Needs as a Homebuyer Matters More Today](https://dvine603.com/evaluating-your-wants-and-needs-as-a-homebuyer-matters-more-today/): When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. - [Key Reasons To Use a Real Estate Agent When You Sell [INFOGRAPHIC]](https://dvine603.com/key-reasons-to-use-a-real-estate-agent-when-you-sell-infographic/): An agent is a really important part of selling your home because they bring a lot of skill and expertise to the sales process. - [Is a recession going to crash the housing market?](https://dvine603.com/is-a-recession-going-to-crash-the-housing-market/): KEY INSIGHTS: • Experts are saying that if we do officially enter a recession, it’ll be mild and short. As the Federal Reserve explained in their March meeting: “. . . the staff’s projection at the time of the March meeting included a mild recession starting later this year, with a recovery over the subsequent two years.” • During a recession, the Federal Reserve will often lower interest rates to stimulate the economy, which can result in more favorable rates for borrowers getting mortgage loans. • While everyone remembers 2008, history shows home prices don’t always fall during a recession. Economic […] - [Where Will You Go If You Sell? Newly Built Homes Might Be the Answer.](https://dvine603.com/where-will-you-go-if-you-sell-newly-built-homes-might-be-the-answer/): Do you want to sell your house, but hesitate because you’re worried you won’t be able to find your next home in today’s market? - [Lending Standards Are Not Like They Were Leading Up to the Crash](https://dvine603.com/lending-standards-are-not-like-they-were-leading-up-to-the-crash/): You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. - [The True Cost of Selling Your House on Your Own](https://dvine603.com/the-true-cost-of-selling-your-house-on-your-own/): Selling your house is no simple task. - [Homeownership Helps Protect You from Inflation [INFOGRAPHIC]](https://dvine603.com/homeownership-helps-protect-you-from-inflation-infographic/): Wondering if it makes sense to buy a home today even when inflation is high? When other costs go up due to inflation, buying a home helps you keep your monthly housing expense steady. - [Understanding Landlord Insurance Options](https://dvine603.com/elementor-10658/): Market Perspectives Blog Post / Landlord Resource Center Vital Insurance Coverage for Landlords Other Market Perspectives Posts - [Why Buying or Selling a Home Helps the Economy and Your Community](https://dvine603.com/why-buying-or-selling-a-home-helps-the-economy-and-your-community/): Each and every home sale is important for the local economy. If you’re ready to move, let’s connect. It won’t just change your life – it’ll also have a strong positive effect on the whole community. ## Pages - [Speak Like a Local](https://dvine603.com/speak-like-a-local/): casa creciente Speak Like a Local – Mexican Slang Guide | Casa Creciente Speak Likea Local Your guide to essential Spanish phrases for traveling in Mexico 🇲🇽 💬 A Little Spanish Goes a Long Way You don’t need to be fluent — just a few key phrases show respect for the culture and open doors everywhere you go. Locals genuinely appreciate the effort. 🔊 Tap the speaker icon next to any phrase to hear it pronounced. Be a Respectful Visitor 10 Phrases You Need to Know These essentials show respect and make everyday interactions smoother. 01 ¿Cuánto cuesta? “How much does […] - [Casa Creciente: A Relaxing Beach Getaway from Oaxaca to Puerto Vallarta’s Romantic Zone](https://dvine603.com/casa-creciente-a-relaxing-beach-getaway-from-oaxaca-to-puerto-vallartas-romantic-zone/): Trade Oaxaca’s streets and mountains for ocean air and sunsets in Puerto Vallarta. Casa Creciente, located in the D’Vine Residences in the heart of the Romantic Zone, is an easy, indulgent escape for travelers from Oaxaca seeking a short beach getaway with ocean views, pool access, and effortless access to Los Muertos Beach, dining, and nightlife. - [Casa Creciente: A Quick Luxury Getaway from Mexico City to Puerto Vallarta’s Romantic Zone](https://dvine603.com/casa-creciente-a-quick-luxury-getaway-from-mexico-city-to-puerto-vallartas-romantic-zone/): Escape the pace of Mexico City with an effortless weekend getaway to Puerto Vallarta. Casa Creciente, located in the new D’Vine Residences by D’Group, offers ocean views, pool access, and a walkable Romantic Zone location just steps from Los Muertos Beach, dining, and nightlife—perfect for a short, sexy, and stress-free escape from CDMX. - [Zona Romántica Luxury Vacations – Ocean-View Stay Near Los Muertos Beach | D’Vine 603](https://dvine603.com/zona-romantica-luxury-vacations-ocean-view-stay-near-los-muertos-beach-dvine-603/): Zona Romántica Luxury Vacations – Ocean-View Stay Near Los Muertos Beach | D’Vine 603 Zona Romántica Luxury Vacations Ocean views, warm hospitality, and a neighborhood built for strolling. Spend your days between Los Muertos Beach and the pier, and your evenings discovering galleries and restaurants along Olas Altas. It’s an easy place to slow down and feel at home. Space to relax D’Vine 603 brings together premium finishes with simple comforts: A/C, fast Wi-Fi, a full kitchen, and access to a shared pool. Step out for the beach or linger on the balcony and watch the light change over the bay. […] - [Puerto Vallarta Vacation Rentals – Ocean-View Stay in Zona Romántica | D’Vine 603](https://dvine603.com/puerto-vallarta-vacation-rentals-ocean-view-stay-in-zona-romantica-dvine-603/): Puerto Vallarta Vacation Rentals – Ocean-View Stay in Zona Romántica | D’Vine 603 Puerto Vallarta Vacation Rentals in Zona Romántica The Romantic Zone brings together beach days, dining, galleries, and nightlife in one walkable neighborhood. Staying here means slow mornings on the balcony, an easy stroll to the sand, and dinner plans that start with a sunset on the Malecón. Why this home works D’Vine 603 offers an ocean-view setting, pool access, A/C, fast Wi-Fi, and a full kitchen. It’s a comfortable base for couples or friends who want to explore on foot and come back to a calm, modern space. […] - [Tropical Vacations in Puerto Vallarta – Ocean-View Stay in Zona Romántica | D’Vine 603](https://dvine603.com/tropical-vacations-in-puerto-vallarta-ocean-view-stay-in-zona-romantica-dvine-603/): Tropical Vacations in Puerto Vallarta – Ocean-View Stay in Zona Romántica | D’Vine 603 Tropical Vacations in Puerto Vallarta Sunshine, palm-lined beaches, and warm Pacific water set the tone here. In Zona Romántica you can stroll to the Malecón at sunset, discover small cafés and markets, and spend long, easy afternoons by the sea. Settle into an easy rhythm D’Vine 603 offers ocean views, A/C, fast Wi-Fi, and a full kitchen. Los Muertos Beach, the pier, beach clubs, and dinner on Olas Altas are a short walk, so you can keep the days simple and unhurried. FAQ When is the weather […] - [Gay Vacations in Puerto Vallarta – LGBTQ+ Friendly Stay in Zona Romántica | D’Vine 603](https://dvine603.com/gay_vacation_puerto_vallarta/): Gay Vacations in Puerto Vallarta – Ocean-View LGBTQ+ Condo | D’Vine 603 - [Cookie Policy](https://dvine603.com/cookie-policy/): This page provides comprehensive information about how we use cookies on our website to enhance your browsing experience, improve website performance, and deliver personalized content. Cookies are small text files that are stored on your device when you visit our site. They help us understand how visitors interact with our website, allowing us to offer a smoother and more efficient user experience. In the table below, you will find detailed information about each type of cookie we use, their purpose, and how long they remain on your device. We are committed to respecting your privacy and providing transparency about the data […] - [Terms & Conditions for Third-Party Guest Services​](https://dvine603.com/terms-conditions-for-third-party-guest-services/): Terms & Conditions for Third-Party Guest Services Casa Creciente by Adam Timothy Home Casa Creciente At Casa Creciente, we strive to enhance your stay by coordinating premium services through trusted local providers. These services may include, but are not limited to: Pre-Arrival Grocery Delivery Chef-Prepared In-Home Meals In-Room Massage Therapy Daily Housekeeping and Laundry Add-Ons Private Tours and Experiences Local Gym or Fitness Passes By requesting or using these services, you agree to the terms below. 1. Definition of “Casa Creciente” Casa Creciente refers to Unit 603 in the D’Vine Residences building, located at Lázaro Cárdenas 388, Emiliano Zapata, Zona Romántica, […] - [D'vine by Casa KK](https://dvine603.com/dvine-by-casa-kk/): Book Your Stay Casa KK @ D’vine – Our Partner Condo for 4 Guests Casa Creciente provides ample space for one to three guests but if you are traveling with a larger group, we invite you to book Casa Creciente and our partner condo, Casa KK. For best rates, book direct here. Avoid extra booking fees imposed by hosting platforms.  If your party would like to book BOTH condos, make a note of that in the comments box below. Click here for our guide to PV restaurants and nightlife. - [Review of Adam Timothy Home Vacation Rentals](https://dvine603.com/reviews/): Guest Reviews | Casa Creciente · Romantic Zone Puerto Vallarta CASA CRECIENTE ☰ HOME CONDO DETAILS DIRECT BOOKING PUERTO VALLARTA GUIDE REVIEWS YOUR HOSTS Guest Reviews Consistently rated as one of the best places to stay in Puerto Vallarta’s Romantic Zone. Discover why guests return year after year to Casa Creciente — where modern luxury meets authentic Mexican charm, and every sunset from the rooftop pool becomes an unforgettable memory. What Guests Love About Casa Creciente Guests consistently describe Casa Creciente as their favorite place to stay in Puerto Vallarta’s Romantic Zone. Here’s what stands out most in their words: Perfect […] - [Condo Details](https://dvine603.com/casa-creciente-details/): Experience the best of Puerto Vallarta’s Romantic Zone from this modern condo, perfectly situated steps from top beaches, restaurants, and nightlife. Designed for comfort and convenience, the space features one bedroom, two bathrooms, a private balcony, a fully equipped kitchen, and an in-unit washer and dryer. Guests can relax in the rooftop infinity pool while enjoying breathtaking ocean and city views. Located within walking distance of Los Muertos Beach and PV’s lively LGBTQ+ scene. - [Book Direct](https://dvine603.com/booking/): Book Your Stay | Casa Creciente · Puerto Vallarta CASA CRECIENTE ☰ HOME CONDO DETAILS DIRECT BOOKING PUERTO VALLARTA GUIDE REVIEWS YOUR HOSTS BOOK YOUR STAY Direct booking saves on fees and unlocks exclusive add-ons like daily housekeeping, in-room massage, and pre-arrival groceries. Romantic Zone King + Queen Sleeper 2 Bathrooms Private Terrace Rooftop Pool Reserve Your Dates Booking direct is cheaper, avoids platform fees, and lets you add optional extras. Select your dates below to check availability and pricing. Upgrade Your Stay Optional services that turn your stay into a boutique-hotel experience—less logistics, more relaxation. Daily Housekeeping $25/day Light daily […] - [Puerto Vallarta City Guide](https://dvine603.com/puerto-vallarta-city-guide/): Puerto Vallarta City Guide | Casa Creciente CASA CRECIENTE ☰ HOME CONDO DETAILS DIRECT BOOKING PUERTO VALLARTA GUIDE REVIEWS YOUR HOSTS PUERTO VALLARTA Your Curated Guide to Zona Romántica Walk Everywhere Beach · Dining · Nightlife Local Expertise Insider Tips 💵 Cash & Cards Many shops and taxis prefer cash. Get pesos at airport ATMs for best rates. Higher-end places take cards. 💧 Water Bottled or filtered only. Most restaurants use purified ice, but street vendors may not. Stay safe. ☀️ Sun & Heat SPF 50+ every 2 hours. Wear a hat. Peak heat 12-4pm—plan indoor activities during this time. 🕶️ […] - [Contact Us](https://dvine603.com/contact_us/): HOW CAN WE HELP YOU?​ DROP US A LINE [forminator_form id=”13168″] Buyer Resource Center Seller Resource Center Landlord Resources We don’t just buy and sell homes. We build community by helping clients find their place in the world. Timothy Powles and Adam Stanley work together on the Adam Timothy Group at Compass RA and manage AT Real Estate Group LLC, a rental and vacation property investment business. We are about building community. We believe a real estate transaction is an important and extremely significant event but relationships last a lifetime. Our clients, partners, and friends trust us to get to know […] - [Meet Your Hosts](https://dvine603.com/team/): Your Hosts – Adam Timothy Home | Casa Creciente CASA CRECIENTE ☰ HOME CONDO DETAILS DIRECT BOOKING PUERTO VALLARTA GUIDE REVIEWS YOUR HOSTS 💬 Text Us BOOK YOUR STAY ↑ Your Hosts Meet Adam Stanley and Timothy PowlesPartners in life, hospitality, and real estate Adam Timothy Group Adam Timothy Home Austin · Charlotte · Puerto Vallarta Our Story We believe a real estate transaction is significant, but relationships last a lifetime. Our clients trust us to understand their story and what matters most to them. Adam Stanley and Timothy Powles co-founded Adam Timothy Group, part of AT Real Estate Group LLC, […] - [Casa Creciente - Your Luxury Home Away From Home](https://dvine603.com/): Your luxury getaway in the beautiful and exciting Zona Romantica of Puerto Vallarta, Mexico​ ## Optional - [Agent (MCP protocol)](websites-agents.hostinger.com/dvine603.com/mcp) [comment]: # (Generated by Hostinger Tools Plugin)